The Importance of Precious Metal Portfolio Diversification

Don’t put all your eggs in a single basket!

Precious metals are a great hedge against inflation, but diversifying it is essential for long-term financial planning and investment risk reduction, as

PrimeValues.org (precious metal investments advisor) advises us.

Here are the main reasons why you should and how you should diversify your precious metals portfolio:

1. It splits the risk:

every investment is risky, even if only slightly – by investing in multiple assets, you split the risk, thus becoming more secure on the long term.

2. More opportunities for growth:

if one of the metals in your holdings “jumps up” in terms of price, then you’ll rejoice gathering profits on it – silver and palladium are for instance, metals with higher potential for growth than gold

3. Gold is the most convertible precious (Read More….)

Should You Borrow Money To Invest For Your Retirement?

Everybody is looking forward to retirement. That would be the time when you would just sit back and relax to enjoy what you have worked so hard for all these years. It is best if you would be totally well-off by the time you get to your retirement age. Thus, it would be advisable to invest for your retirement. Through investing, you could make your money grow. Instead of leaving your cash almost stagnant in bank accounts (due to very minimal interest rates provided by banks), why not put your money into places where it could achieve its full growth potential?

If you do not have a significant amount of savings, you may consider borrowing money to make investments for your retirement. This practice is becoming quite common these days. It may require lots of guts but it could be worth it especially when return of investment is quite hefty.

Borrowing money to invest for retirement could come with risks as well as benefits. Should you apply for and take loans just to invest? Sit back and weigh the advantages and disadvantages of doing so.

Benefits of borrowing money for retirement (Read More….)