Live the Life of Your Dreams With These Money Saving Tips

What dreams do you and your spouse share? Maybe you want to build your dream house, finance your child’s college education or travel around the world. These dreams require money, and money doesn’t grow on trees. Smart shopping is one way you can save the cash you need and finance your dreams.

Smart shopping starts with coupons. By clipping paper coupons from the Sunday newspaper inserts, you can save money on groceries, toiletries and cleaning supplies. Use online coupons too. Send them to your grocery or drugstore loyalty card or scan money saving QR codes to your smartphone, and save money at the checkout counter.

In addition to using coupons, delay your purchases until the items you want to buy go on sale. There’s no reason to pay full price on household goods, landscaping products or clothing. Buy these items during sales, and save a bundle.

You’ll also want to use sales to stock up on essential items. Buy extra meats, canned goods, toilet paper and cleaning supplies when they’re discounted instead of paying full price.

Finally, shop for items you need during off-season sales. Most retail stores stock large quantities of seasonal inventory. When the season’s over, demand for these items decreases. Stores heavily discount the excess inventory to make room for next season’s items. Take advantage of their excess when you shop for five popular items during the off-season.


Whether you need a new swimsuit or your kids have outgrown theirs, look for deals at the end of July and into August. You’ll find the best deals, including up to 90 percent off, at the end of August, but the selection may be limited if you wait too long.

Patio Furniture

Tables, chairs and other outdoor living accessories aren’t cheap. Deck your patio with attractive, stylish and functional furniture at a deep discount when you buy these items in August or September. That’s when stores want to start displaying winter items instead of patio furniture.

Christmas Decorations

Resist the temptation to buy all new lights, ornaments and other Christmas décor as soon as it hits the shelves in October. If you wait until the weeks after Christmas, you’ll save tons of money on Christmas decorations, wrapping supplies and other holiday products.

Gas Grills

Perfect for entertaining year round, gas grills help you prepare meat, vegetables and tailgating foods for your family and friends. It’s an expensive appliance, so buy it in August or September instead of in April or May to save money.

Winter Gear

Jackets, snowsuits, boots, hats and gloves keep you warm all winter. At the end of the winter clothing season, retailers want to get rid of this bulky inventory. Stock up on necessities for next year, and stay warm.


After every major holiday, you can save money on canned goods and candy. With holiday themed wrap, these products can’t be sold for retail prices. You stock your pantry and save money on grocery items you use.

Off-season sales and other smart shopping techniques give you extra cash. With the money you save, finance your dreams. Get out of debt, buy a house, build your child’s college fund or fund your retirement. With smart shopping, you can live the life of your dreams.

Lindsey is a professional writer living in the Indianapolis area and she writes on behalf of Sears and other deserving brands. She specializes in writing guest posts on social media and education. Currently, Lindsey is completing work on her master’s degree.

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