Do Not Try This At Home: 5 Necessary Home Repairs You Cant Do Alone

When it comes to do-it-yourself projects, there are many tasks homeowners can complete on their own. However, there are certain few that require the services of a professional. While trying to save time and money, attempting home repairs can make a bad situation worse. Keep these repairs in mind.

Gas Appliances

Many of today’s homes have gas appliances like stoves, water heaters, and clothes dryers. When things go wrong, many people make the mistake of thinking they can move out old appliances and easily replace them. However, accidents occur when homeowners fail to properly hook up gas appliances, resulting in gas leaks. Leaks are fatal due to carbon monoxide poisoning.

Roofing Repairs

When up on a roof, there is a danger of falling off and injury, one slip can be fatal. Roofing can be very complex work, and making sure it is installed right should be left to the capable hands of a professional. Do-it-yourself roofing projects, when done haphazardly, can result in extensive water damage from the (Read More….)

3 Ways to Wisely Invest Small Amounts of Money

Even small amounts of money can show substantial growth when invested wisely. Small amounts of money also have the added benefit of allowing an investor to be riskier with their investments in the hopes of larger returns. There are many great ways to invest small amounts of money, especially today.

1. Penny Stocks

Penny stocks are stocks in extremely small businesses, so named because the stock prices are very cheap. Investors buy penny stocks in the hopes that the business will either grow dramatically or be purchased by another, larger corporation. Penny stocks are a challenge to an investor because the majority of small businesses will not grow, or will even go out of business. Penny stocks are a high-risk, high return, investment, which makes them perfect for investors that are looking to invest a small amount of money in hopes of a larger return.

2. Foreign Exchange

The foreign exchange market allows trades that are as low as just a few cents, and mini accounts will let traders (Read More….)

Should You Invest in Gold?

Given global economic uncertainties, many investors are considering investing in gold as a store of value and hedge to inflation. Historically, gold has performed well during periods of high inflation, since the supply of gold increases only modestly each year from mining activity, whereas paper currencies can be inflated by central banks at will.

The History of Gold as Money

Gold has been used as money for at least 5,000 years, due to being rare, durable, divisible, and fungible. With its unique physical properties, gold is universally recognized as money, and therefore can be taken across borders to be exchanged for a local currency with ease. Though silver shares many characteristics with gold and also historically has been considered a monetary and precious metal, gold is more practical for central banks to store, since its value is about 55 times greater per ounce. Gold requires significantly less space than silver for storage and is easier to transport.

Gold As a Hedge to Inflation

Since the collapse of American and European real estate markets in 2008, Western central banks have been printing massive amounts of money to keep asset prices (Read More….)

Are Treasury Bonds No Longer Safe, Smart Investment?

January has been an interesting month, to put it mildly, for the U.S. dollar and dollar-based investments. There were $114 billion withdrawn from large U.S. banks in the first week of the new year alone, according to data released by the Federal Reserve. This amount represents the largest outflow of currency since the 9/11 terrorist attacks. Meanwhile the benchmark 10-year Treasury note price, the standard which measures the health of the bond market, dropped 25 percent at the January 28 trade in New York, according to Tradeweb, a global over-the-counter marketplace. Investors have been selling their Treasurys more often than not since September, when the Fed announced its plan to buy $45 billion in Treasurys every month, along with $40 billion in mortgage-backed securities. These combined events of the past five months have investors and pundits alike questioning the safety and value of bonds going forward.

U.S. Treasurys 101

Most of us remember our grandmothers telling us bonds were smart investments. Simply put, (Read More….)

The Importance of Precious Metal Portfolio Diversification

Don’t put all your eggs in a single basket!

Precious metals are a great hedge against inflation, but diversifying it is essential for long-term financial planning and investment risk reduction, as (precious metal investments advisor) advises us.

Here are the main reasons why you should and how you should diversify your precious metals portfolio:

1. It splits the risk:

every investment is risky, even if only slightly – by investing in multiple assets, you split the risk, thus becoming more secure on the long term.

2. More opportunities for growth:

if one of the metals in your holdings “jumps up” in terms of price, then you’ll rejoice gathering profits on it – silver and palladium are for instance, metals with higher potential for growth than gold

3. Gold is the most convertible precious (

Why Can You Catch A Breath Before Hyperinflation in the US Sets In?

You must have been reading a lot about how hyperinflation is the first phenomena that you will come across when you wake up tomorrow morning. You must have also started looking for shelters and making contingency plans with your friends and family. Stop all this noise right there and read on to find why you are wasting precious time and energy. Here are 2 reasons why hyperinflation will not be there for breakfast tomorrow:

1. It Is A Mid-Range Possibility

Almost all economists agree to the fact that the decline of the dollar has started with the world superpowers starting to favor Yen over Dollar (to be specific, anything that is not the US dollar). Some people have also been routing for gold and silver reminding everyone of the Greek and Roman civilizations. But every economics and currency expert agree on one thing, this change will take at least a decade to set off in full motion and a couple more to complete the transformation (Read More….)