Be Wary of Free Banking Offers: They are a Myth

As a consumer, you are always looking for a good deal.  With more and more banks offering free bank accounts, it might be very tempting to take advantage of these offers to avoid paying the monthly service you are currently paying each month for the account you currently hold.  Just because a banking institution claims that they are offering free banking does not mean that these claims are necessarily true.  Financial institutions who offer free checking accounts must make money somewhere because they are for-profit organizations.  This means that consumers need to educate themselves on possible hidden charges they may be assessed before they are enticed to open an account.  Read on and find out how free banking offers are really a myth and how they may end up costing you as much as $1,150 a year.

Money Collected From Accounts in Good Standing

You have to consider just how much money the institution is going to charge you for services that should be included in your account for free.  Research shows that a number of the financial institutions who are offering free banking are charging their (Read More….)

The Best Ways to Sell Your Stuff and Pay Off Debt

When you pay off debt, you free up more of your income to cover other bills and daily living expenses and eliminate the need to rely on loans and credit cards to get by. One way you can do this is to sell some of your stuff to pay off your debt. If you need some inspiration to help you get rid of some of your personal belongings in order to pay off debt once and for all, keep reading. Here are some of the best ways to sell your stuff so that you can live debt-free.

Have a Yard Sale

You can sell just about anything at a yard sale–and from household goods to furniture items, if it’s priced right it will probably sell. If you want to have a yard sale to make some quick cash, take inventory of the items you plan to sell and write up an ad to post in your local newspaper. Make mention of collectibles and big ticket items such as furniture, antiques, electronics, or other highly sought after items, in addition to your everyday household items, books, clothing, toys, and knick-knacks. Place signs near busy streets to direct people to your yard sale, and include the date, (Read More….)