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U.S. citizens currently have more than $2.4 trillion dollars in debt. If you’re in that number, you have to tread carefully if you want to be sure you’re making the moves that decrease your debt instead of making it go up. Here are some debt mistakes you should be sure to avoid. Making minimum payments or [...] Debt is a liability best avoided. Purchasing items with cash protects you from that liability. However, this isn’t always possible and financing is available for such cases. Before taking on a new debt consider the following questions: Is this something you need but simply cannot afford to pay for outright? Will the purchase appreciate in value? [...] Today we have a guest post from a reader named Martha that I think you all are really going to enjoy. She has some very interesting insights into debt settlement…. ***** Debt Settlement: How to negotiate with creditors or collection agencies for debt settlement Debt Settlement is the process of reduction in your debt amount. In the process [...] For millions of Americans who want to get out of debt, the smooth advertisements of the “debt settlement” companies are a little too hard to resist. They promise to settle your debt for pennies on the dollar. They promise to get you out from under credit card bills that you can’t pay. But do they [...] Five Tips That Can Help You Get Out of Debt – How Consumers Can Legally Eliminate Debt By Ryan Worthington Are you a consumer who ran into some financial trouble that has spiraled out of control? If so, you may be looking for tips on how you can get out of debt. If so, keep reading on [...] |
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The Truth About Student Loan Debt
This is the time of year when hundreds of thousands of eager young Americans are looking forward to their first year in college. The last thing most of them are usually thinking about is how they are going to pay off all of the student loans that they are signing up for. But they should think about [...]